ACE Cash Express: check-cashing policy only
This page covers only what ACE's official check-cashing page says. ACE also offers payday or title loans, so Check Desk does not list ACE stores on its city pages, and this page does not describe or promote any loan.
Fee
Not published, call ahead. ACE's official page says: "Each of our locations has a menu board that lists competitive check cashing fees for different check types. Because these rates vary by state and may change, it's best to visit a store near you to ask about fees" [1]. ACE does not publish a national dollar fee, so we do not show one.
Checks ACE says it cashes
Payroll checks, personal checks, business checks, income tax refund checks, government checks, insurance settlement checks, and money orders [1]. ACE says it accepts checks from all states and that all checks are subject to approval [1]. Business checks need extra documents, which the official page lists [1].
Limits
No dollar limit is published. The official page says ACE "does cash checks in large amounts" and to ask at a store about a particular check [1].
ID
A valid, government-issued photo ID is required. ACE's FAQ answers "Can I cash a check if I don't have an ID?" with "No." The page also notes that a digital copy of ID may not be accepted [1].
Hours
No clock hours are published on the policy page. It says only that ACE's "service hours are longer than a typical, traditional bank" [1]. That is not enough for us to label any store Open evenings or Open weekends.
Finding a store
Check Desk does not list ACE stores. ACE's own store locator is at acecashexpress.com/locations.
Compare
For chains that publish a check-cashing price, see the check-cashing fee guide. For checked Denver locations, see check cashing in Denver.
Sources
- ACE Cash Express, "Check Cashing": acecashexpress.com/check-cashing/ (last checked Nov 10, 2026)